Athens, Clarke County and Oconee County real estate and homes for sale in Georgia - Susan Pace Mosley and Jonathan Pace, REALTORS® Susan Pace Mosley and Jonathan Pace REALTORS(r) for Athens, Clarke County and Oconee County, Georgia real estate - NUMBER1EXPERTS™ Susan Pace Mosley and Jonathan Pace NUMBER1EXPERTS(tm) for Athens, Clarke County and Oconee County, Georgia real estate

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Susan Pace Mosley and Jonathan Pace, REALTORŪ, real estate agents and broker for Athens, Clarke County and Oconee County Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Athens, Clarke County and Oconee County Georgia home buying, real estate listings, and homes for sale in Clarke                         County, GA
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a top Athens, Clarke County and Oconee County Realtor to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

About You
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About Your Move
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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?

A 
There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses.
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Susan Pace Mosley and Jonathan Pace, REALTORŪ, real estate agents and broker for Athens, Clarke County and Oconee County Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

The #1 Service Team
RE/MAX Top Performers

3651 Mars Hill Road, Suite 200B
Watkinsville, GA 30677
Susan's Direct Line: 706-215-4847
Jonathan's Direct Line: 706-215-4846
Office: 770-725-0533
Toll Free: 866-616-8726
Fax: 678-669-2156
Susan's Email: susan@susanmosley.com
Jonathan's Email: jpace@jonathanpace.com

If you don't know Susan or Jonathan yet then this statement should give you the idea: "We guarantee your complete satisfaction with our services or we will return our commission." That's an extraordinary promise. But then Susan and Jonathan have always been extraordinarily committed people. Just call or contact them by e-mail today and you will find out for yourself!

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