Athens, Clarke County and Oconee County real estate and homes for sale in Georgia, foreclosures and bank owned properties - Susan Pace Mosley, REALTORS® Susan Pace Mosley REALTORS(r) for Athens, Clarke County and Oconee County, Georgia real estate, foreclosures and bank owned properties - NUMBER1EXPERTS™ Susan Pace Mosley NUMBER1EXPERTS(tm) for Athens, Clarke County and Oconee County, Georgia real estate, foreclosures and bank owned properties

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Susan Pace Mosley, REALTOR®, real estate agents and broker for Athens, Clarke County and Oconee County Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Athens, Clarke County and Oconee County Georgia home buying, real estate listings, and homes for sale in Clarke                         County, GA
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Athens, Clarke County and Oconee County Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

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Real Estate Tips
Accepting An Offer >Offers and Counter Offers

Many of the offers real agents submit for prospective buyers aren't exactly what the sellers want. The price may be lower than they are asking or there might be terms included in the offer that will require negotiation. What happens after the offer is submitted?

The seller's real estate agent will present the offer to the sellers, along with the buyer's qualifications. If the sellers accept the offer, then a purchase agreement is written and signed by both parties. If the sellers counter the offer, the next action is initiated by the buyers when they make a response, either accepting the counter offer or countering it with yet another figure. If you want to buy a particular house, your chances of succeeding are greater if your initial offer is as close to the asking price as possible. You could save money by engaging in lengthy negotiations, but you run the risk of losing the home if a more attractive offer comes in from another buyer.

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Real Estate Trivia
Q 
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?

A 
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year.
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Susan Pace Mosley, REALTOR®, real estate agents and broker for Athens, Clarke County and Oconee County Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

The #1 Service Team
RE/MAX Top Performers

3651 Mars Hill Road, Suite 900B
Watkinsville, GA 30677
Susan's Direct Line: 706-215-4847
Office: 770-725-0533
Fax: 678-623-5786
Susan's Email: susan@susanmosley.com

If you don't know Susan yet then this statement should give you the idea: "I guarantee your complete satisfaction with my services or I will return our commission." That's an extraordinary promise. But then Susan has always been an extraordinarily committed person. Just call or contact he by e-mail today and you will find out for yourself!

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