Athens, Clarke County and Oconee County real estate and homes for sale in Georgia, foreclosures and bank owned properties - Susan Pace Mosley, REALTORS® Susan Pace Mosley REALTORS(r) for Athens, Clarke County and Oconee County, Georgia real estate, foreclosures and bank owned properties - NUMBER1EXPERTS™ Susan Pace Mosley NUMBER1EXPERTS(tm) for Athens, Clarke County and Oconee County, Georgia real estate, foreclosures and bank owned properties

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What are considered the ideal conditions for a seller's market?

A 
In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
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Susan Pace Mosley, REALTOR®, real estate agents and broker for Athens, Clarke County and Oconee County Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

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3651 Mars Hill Road, Suite 200B
Watkinsville, GA 30677
Susan's Direct Line: 706-215-4847
Office: 770-725-0533
Toll Free: 866-616-8726
Fax: 678-669-2156
Susan's Email: susan@susanmosley.com

If you don't know Susan yet then this statement should give you the idea: "I guarantee your complete satisfaction with my services or I will return our commission." That's an extraordinary promise. But then Susan has always been an extraordinarily committed person. Just call or contact he by e-mail today and you will find out for yourself!

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