Athens, Clarke County and Oconee County real estate and homes for sale in Georgia, foreclosures and bank owned properties - Susan Pace Mosley, REALTORS® Susan Pace Mosley REALTORS(r) for Athens, Clarke County and Oconee County, Georgia real estate, foreclosures and bank owned properties - NUMBER1EXPERTS™ Susan Pace Mosley NUMBER1EXPERTS(tm) for Athens, Clarke County and Oconee County, Georgia real estate, foreclosures and bank owned properties

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Susan Pace Mosley, REALTOR®, real estate agents and broker for Athens, Clarke County and Oconee County Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What U.S. state is home to the world's richest woman?

A 
Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas.
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Susan Pace Mosley, REALTOR®, real estate agents and broker for Athens, Clarke County and Oconee County Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

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3651 Mars Hill Road, Suite 200B
Watkinsville, GA 30677
Susan's Direct Line: 706-215-4847
Office: 770-725-0533
Toll Free: 866-616-8726
Fax: 678-669-2156
Susan's Email: susan@susanmosley.com

If you don't know Susan yet then this statement should give you the idea: "I guarantee your complete satisfaction with my services or I will return our commission." That's an extraordinary promise. But then Susan has always been an extraordinarily committed person. Just call or contact he by e-mail today and you will find out for yourself!

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